Jane Kelly - The ONLY Name in Lake of the Ozarks Real Estate

The Jane Kelly Team, RE/MAX Lake of the Ozarks

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Lake of the Ozarks Real Estate News

Hello Friends!!
We are welcoming in the summer at the Lake! The activity level certainly indicates a lot of people have been waiting for the warm weather to find that perfect lake property. We are busy, busy, busy, and loving it!

This newsletter brings promising news for the Lake of the Ozarks Real Estate. Here are the first quarter statistics:
Total of MLS Sales for 2010 was 455, up from 2009 which recorded 436. Lakefront Home sales were also up from 2009 with 118 sales being recorded compared to 105 in 2009. The average sales price for 2010 is at $321,500 also up from 2009 which recorded in at $277,000. Other homes,(offshore and lake accessible)showed sale counts of 186 versus 160 in 2009, however, the average home sale price dropped by $2,000, to $108,000.

Home Buyer Tax Credits run out at the end of June. Observing the increase in “Other Homes” indicates the tax credit gave that category of homes a healthy 16% boost. All areas, excluding Osage Beach, saw more sales, however, we have not experienced those properties selling for more. That will come as soon as we absorb some inventory and little by little that is happening. It is still a GREAT TIME to be a BUYER!!

We are very happy to see buyers returning to the Second Home Market. Many real estate forecasters have reason to believe the Second Home Market will be the first to rebound based primarily on the Second Home Buyer profile: 4 year college degree, unemployment typically 2.5% (went to 5% in this market correction), more job security & buyer confidence. Second Home &/or Condo Loans are available with as little as 10% down (720 credit score=Home/740 credit score=Condo).

John Q. Hammonds won his lawsuit and has indicated plans to break ground on his $90 million resort in Osage Beach in February, 2011.

Interest rates are dropping…a bit of a surprise. Today I was quoted 4.75% for a 30 year loan and 4.0% for a 15 year loan. What more could a Buyer ask for! We will all look back and marvel at the opportunity this market correction has presented. A recession is a terrible thing to waste. In regard to Foreclosures and Short Sales, while not in abundance at the Lake, I do have a couple of really nice waterfront properties that are well worth the money and they will sell! Call today for a list of area foreclosures and short sales.

Don’t’ forget…Team Jane Kelly sells a property every three days…the next one could be yours! So call us and let us represent you at the Closing Table. Please let me know if there is something specific you are wondering about. No Obligation, Free of Charge Market Analysis is yours for the asking.

It is our pleasure to be your Realtor at the Lake of the Ozarks. Call us anytime at 1-888-733-5263.

In the market for Lake of the Ozarks real estate? Team Jane Kelly is the #1 real estate team in the Lake of the Ozarks area. Contact us for your Lake of the Ozarks real estate needs!

Team Jane Kelly
RE/MAX Lake of the Ozarks
3525 Hwy 54
Osage Beach, MO. 65065
Toll Free: 888-733-5263

God Bless Each and Every One!
Jane Kelly

Call us at 888-SEE-JANE (888-733-5263). Email us at janekellyteam@janekelly.com.

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Need Lake of the Ozarks real estate information? We've summarized much of what is important about The Lake of the Ozarks real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Real Estate Team. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Real Estate Team. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As the #1 Real Estate Team at the #1 Real Estate Company at the Lake of the Ozarks, we have the experience and track record you are looking for. Please let us help.

- TEAM JANE KELLY

School Reports in Lake Ozark, Osage Beach and Sunrise Beach, Missouri

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Schools in Lake Ozark, Osage Beach and Sunrise Beach

First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Q	What is the role of the U.S. Housing Authority?
A	Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
See More Real Estate Trivia >