Lake Ozark real estate MO, Osage Beach real estate and Sunrise Beach real estate, home listings and homes for sale in Missouri - The Jane Kelly Team, REALTORS® The Jane Kelly Team REALTORS(r) for Lake Ozark, Osage Beach and Sunrise Beach, Missouri real estate - NUMBER1EXPERTS™ The Jane Kelly Team NUMBER1EXPERTS(tm) for Lake Ozark, Osage Beach and Sunrise Beach, Missouri real estate
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All Real Estate Teams are NOT alike! Find out why TEAM JANE KELLY is the #1 Team at the #1 Real Estate Company at The Lake of the Ozarks.



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Relocating?: Lake Ozark, Osage Beach and Sunrise Beach Missouri home buying, real estate listings, and homes for sale in Camden                         County, MO
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Request Our Free Relocation Package. Don't Move To Lake Ozark, Osage Beach and Sunrise Beach Without It!
 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Lake Ozark, Osage Beach and Sunrise Beach, Missouri area. 

If you will be moving to the Lake Ozark, Osage Beach and Sunrise Beach area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Lake Ozark, Osage Beach and Sunrise Beach neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Lake Ozark, Osage Beach and Sunrise Beach Realtors, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Lake Ozark, Osage Beach and Sunrise Beach, Missouri Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...
 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"

A 
Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star.
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The Jane Kelly Team, REALTORŪ, real estate agents and broker for Lake Ozark, Osage Beach and Sunrise Beach Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Jane Kelly
RE/MAX Lake of the Ozarks

3525 Hwy 54
Osage Beach, MO. 65065
Toll Free: 888-733-5263
Local: 573-302-2316
Fax: 573-302-2317
Email: JaneKellyTeam@JaneKelly.com

Jane Kelly has been a Lake of the Ozarks resident for 25 years enjoying 23 years experience in real estate. Her expertise spans the entire Lake area and her specialty is waterfront homes, lots and condos. With her highly trained staff of agents and assistants, you can be assured of complete, hassle-free service with the highest level of integrity, honesty and compassion.

ABRCRSGRIMLSREALTOR


RE/MAX Lake of the Ozarks real estate and homes for sale in Lake Ozark, Osage Beach and Sunrise Beach Missouri

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